Inheritance Tax (IHT) doesn’t apply to every deceased’s estate, only to estates with a chargeable transfer. Note that a chargeable transfer can happen within seven years of the death of the deaceased. To calculate IHT, the first £325,000 falls within the nil rate band (NRB). As mentioned, this limit includes tranfers done pre-death. There are … Continue reading
Investing in Buy-to-let properties (BTLs) remains an attractive prospect mainly because most people still view bricks and mortar as assets that, at the very least, retain their value. Another factor is that unlike shares and most other investments, a building is tangible. You can see and feel it. In this post, I will concentrate on … Continue reading